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About Us

We are a pioneering European Insurtech dedicated to developing and delivering cutting-edge AI-based solutions to transform the insurance industry.

At Ablera we believe that the future of insurance is driven by the power of AI and its ability to redefine processes by utilizing and transforming data into actionable insights. Our mission is to empower companies with the tools they need to stay ahead of the competition by making better decisions, streamlining operations, and providing the ultimate customer experience to their clients.

Our team is comprised of visionary leaders, industry experts with a deep understanding of the insurance domain and its software landscape, as well as technologists with deep expertise in AI, ML, and DL applications. Together, we have created a unique blend of skill sets that enable us to develop state-of-the-art solutions tailored to effectively address the needs of the insurance sector and its stakeholders.

What sets us apart is our relentless pursuit of excellence and drive for innovation. We are constantly researching and developing new technologies to push the forefront of the possible. Our solutions are designed with deep understanding of clients’ needs and the challenges they are facing. Thus, we place special emphasis on scalability and adaptability, ensuring that our clients are always prepared to tackle the challenges of the industry dynamics.

At Ablera we believe in mutual growth, and we pride ourselves on building strong, lasting relationships with our clients. We understand that trust is at the core of every successful partnership, and we are dedicated to providing exceptional customer service and support throughout every step of the journey.

Our Team

Ablera’s team is a compilation of industry experts with more than 20 years of experience in software design, development, and in-depth knowledge in the fields of Insurtech, Fintech, and Healthtech with expertise in state-of-the-art advanced technologies.


CEO of Ablera. Executive leader with 30 years' experience in strategy and business development. Founder, visionary, and CEO of Fadata, which has been developed form a small start-up to a market leader recognized by Gartner and Celent.   


Founder and visionary of Ablera. Strong academic background, Doctoral Research in Computer Science. Associate Professor and research position first at the Tech University of Sofia and then TU Delft, The Netherlands.


Over four years of experience in software development, with expertise in both front-end and back-end. 
Acted as tech/team lead in several projects. Successfully led several trainings in Angular and JavaScript. Hosted a presentation on the subject of Progressive Web Applications with Angular. Created and currently maintaining several Angular libraries.

Has graduated from the South West University Blagoevgrad, Bulgaria: BA, Computer Systems, and Technologies.
Currently responsible for Ablera’s front-end project and infrastructure development.


More than five years of experience in risk modelling at a major European banking group. Has worked on Probability of Default models for Private Individuals, Small and Medium-sized Enterprises, Income-Producing Real Estate, Project Financing. Passionate about building, optimizing, deploying, and validating statistical models. 

Has graduated from the American University in Bulgaria with honors. Additional education in software development. At Ablera integrates experience in profiling and segmenting customers and evaluating their relative riskiness, into complex software systems.


Technology and infrastructure leader with more than 30 years of experience in software design, development and support, database design, and optimization. More than 10 years of experience in Automotive Cluster Instrument development of complex real-time multi-threaded systems and in large-scale postal automation initiatives.

Has extensive experience spearheading projects related to Data Management and IoT technology infrastructure building. Currently responsible for Ablera's Digital IoT platform and technological infrastructure development.


Academic background in Business Informatics with a good balance of theoretical foundation and practical application. Three years of professional background in the IT sector. Familiar with a variety of computer systems and technologies and a particularly very good understanding of ERP systems.


Successfully participated in the implementation process of inventory management systems for company in the financial sector. Experience in visual recognition and text-to-speech applications.  Currently part of the team developing the Omnichannel at Ablera.


An executive-level leader with 30+ years of profound professional experience in software conceptual design, system and database design, development, and implementation of large information systems and product management.

20 years working as a Chief Architect of Insurance information, development, and consultancy with experience in international markets. Designed the Fadata Policy Management System ranked as one of the top solutions in Europe by Gartner and Celent. Leader of the products’ design and development team of Ablera.


Senior Analyst at Ablera, Assistant Professor at the Institute of Mathematics and Informatics (Bulgarian Academy of Sciences), Teaching Professor at AUBG and a Research Associate at Dublin Institute for Advanced Studies. He holds a Ph.D. in Theoretical Physics from the University of Southern California. As a quantitative analyst, he has participated in numerous projects related to derivative pricing, portfolio optimization, credit risk assessment, quantitative modeling.

Dr. Filev's area of expertise includes String Theory, Mathematical Physics, Computational Physics, Monte Carlo Simulations, Financial Mathematics, Machine Learning, and Software Development. 


Head of a large-scaled IT team. Holds a Master’s degree in Economics. Proven background in project management and project delivery. Track record in product development of industrialized insurance software.

An actuarial professional with a thorough focus on clients’ needs. Eager to delve into a problem in order to provide practical solutions. Total of more than 15 years of providing high-quality services to the insurance industry. Leading projects of implementation of worldwide recognized insurance software (INSIS).


Distributed systems engineer with experience in designing and developing scalable and reliable applications based on microservices.

Bachelor's degree in Telecommunications Engineering with a focus on computer networks and video processing algorithms. Successfully developed and defended a thesis on the topic of 'Combining multiple 2D video sources into a 3D space for the purpose of automated human activity recognition.'

Currently part of the team that develops Serdica’s infrastructure, communication, and workflow orchestration components.


Creative and passionate front-end web developer with two years of experience in developing and maintaining progressive web applications using Angular. Previous experience in IT Service Management and certified at the ITIL Practitioner level. Areas of particular interest include UX/UI design and Agile software development.

Has graduated from the American University in Bulgaria with honors and is currently working on Ablera’s front-end project.

Sales Department


A seasoned professional with an extensive background working for leading Tier 1 institutions as Deutsche Bank, Royal Bank of Scotland and McKinsey&Co. He has a track-record of successful projects related to portfolio optimisation, derivatives-pricing, risk assessment and consulting including model validations and stress-testing.

Аs Commercial Director at Ablera, Bojidar is responsible for growing the client base, establishing and maintaining strategic partnerships and representing the company at industry and corporate events internationally. He is a University of London, Royal Holloway graduate and holds CFA certification since 2012.


Experienced in Marketing&Sales, with a proven track record in relationship management and sales negotiation. 

15+ years of experience in Private Banking in two leading European Banking Groups. Professional with a strong focus on the client's needs. The step in the Insurtech is driven by the passion to contribute more in the B2B segment, eagerness to explore new market opportunities, and ambition to bring Ablera's solutions from brand vision to brand evaluation. 

She holds a Professional MBA in Marketing&Sales from WU in Vienna and is currently in charge of Ablera's commercial activities. 

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